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Professional Practice

Professional Practice

In 2006, IFCC added professional practice loans to its product mix. Utilizing a new experienced staff as well as its expert credit documentation and servicing staff, IFCC can now help dentists, doctors and even veterinarians acquire a professional practice. Contact us at 866-327-1198, to see how we can help you.

Who we are
In 1871, Irwin Bank began financing small business owners in central Indiana. The company that began as a local bank has expanded over the years to serve the financial needs of customers across the nation as Irwin Financial Corporation (NYSE: IFC). Irwin Commercial Finance specializes in serving professionals. Working with us is like working with your local bank, only better. In addition to our strong financial condition, we have a keen understanding of the professional practice industry and a nationwide reach to serve your growth needs wherever they may be.

What sets us apart?
One simple word: SERVICE.

  • We return your calls.
  • We answer your questions.
  • We are available whenever you need us, at your schedule and those of your customers.
  • Competitive rates and programs.
  • Quick turnaround.
Types of Professional Practice Loans 
  • Professional Practice acquisitions and mergers
  • Expanding to multiple locations
  • Office relocations
  • Establishing new practices
  • Partnership buy-ins and buy-outs
  • Refinance and debt consolidation
  • Equipment purchase/leasehold improvements
  • Commercial real estate acquisitions
Terms and Structures
  • Up to 100% financing (including working capital)
  • Terms up to 10 years
  • Terms up to 25 years on real estate
  • Fixed and variable rates
  • Conventional or SBA financing available
  • Straight amortization with equal, stepped up or deferred payments
  • Ability to make principal reduction payments without fee or penalty
  • Minimal documentation fee
 
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