Schedule of Financeable Costs for Conventional Loans

Financeable equipment costs include

• Kitchen
• Refrigeration equipment including walk-in coolers
• Storage area shelving and equipment
• Decor package
• Office furniture and equipment
• POS equipment and computers
• Signs
• Small wares
• Music equipment
• Video training equipment

Financeable tenant improvement cost include

• Site work
• HVAC
• Building conversion
• Build-out of commercial space

Financeable soft costs include

• Freight
• Installation
• Installation permits, if applicable
• Architects, engineering fees
• Sales tax

Non-financeable cost include

• Franchise fees
• Attorney's fees
• Training expenses
• Start-up costs
• Pre-opening advertising
• Uniforms
• Working capital